What Is the Financial Wellness Program?
Financial Wellness
Innovative’s Financial Wellness Program is a support solution offered through your organization for employees who want help navigating financial decisions, reducing money-related stress, or building a clearer plan for the future.
Whether employees are managing day-to-day expenses, preparing for long-term goals, or simply unsure where to start, our Financial Guardian helps connect them to the right tools, education, and professionals.
Our team can help employees better understand and take action around:
- Budgeting and cash-flow planning
- Debt payoff strategies
- Emergency savings planning
- Retirement and long-term planning basics
- College funding guidance
- Wills, beneficiaries, and protection planning
- Investment and asset allocation education
- General “where do I start?” financial direction
How It Works:
Financial Wellness in 4 Simple Steps
1. Employer Launches Program The employer introduces the Financial Wellness Program to employees through email, intranet, posters, or team communication.
2. Employee Reaches Out to Innovative Employees contact Innovative Benefit Planning by phone, email, or online form.
3. Financial Guardian Reviews + Schedules The Financial Guardian reviews the request and determines the proper course of action.
4. Employee Gets Matched to the Right Resource Based on the employee’s needs, the Financial Guardian connects them with the appropriate resource, including American Century Investments or Morgan Stanley.
