PPACA Update: Certificates of Creditable Coverage

Affects all plans, whether fully insured, self-funded or grandfathered, and regardless of employer size, as of Jan. 1, 2015.

Because pre-existing condition limitations will not be permitted after the start of the 2014 plan year, certificates of creditable coverage would not need to be provided after Dec. 31, 2014.  (This date would apply regardless of plan year.)

The notice regarding pre-existing condition limitations that is provided as part of open enrollment also will become obsolete.