Do You Monitor Your 3(38) Adviser?

If you don’t, maybe you should.  Many people mistakenly assume that when they hire a 3(38) they no longer have to worry about any fiduciary responsibility.  They are wrong.  While […]

PPACA Update: Women’s Preventive Services

Proposed rules that would make it simpler for religious organizations and religious-affiliated not-for-profit organizations like hospitals and schools that have a religious objection to providing contraceptive services were released by […]

PPACA Update: Minimum Essential Coverage

On Feb. 1, 2013, HHS and the IRS issued two proposed regulations that provide details on the individual shared responsibility requirement. PPACA requires that non-exempt individuals obtain “minimum essential coverage” […]

HRA Restrictions Under PPACA

Because PPACA prohibits annual dollar limits on essential health benefits, HRAs that are not integrated with other group health coverage (usually a major medical plan) will not be permitted after […]

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