When managing your health care costs, you can’t do the same thing over and over again and expect a different result. Health insurance is a billion-dollar business with many inefficiencies along with hidden revenue streams that do not benefit employers. We find that most health insurance providers are not transparent in their pricing making it difficult for employers to understand their true plan costs. To break the cycle and master a better solution; employers need to find the components causing the waste within their employer-sponsored health plan.